(Shutterstock) You should be allocating something to this asset class.  I understand why you might have not yet. It can seem daunting to get into, or even potentially unsafe. Maybe the volatility in the headlines has scared you off, or maybe you don't understand its appeal or utility. It's time to get over it and do some research. Crypto is here to stay and it is likely to continue increasing in value over an extended period of time.  Ruchir Sharma , Chief Global Strategist with Morgan Stanley has detailed some of the best factors for a long-term bullish case, in this  report .  The report discusses the growth and future of cryptocurrencies, with a focus on Bitcoin. It argues that cryptocurrencies are following the natural path of new inventions, and that they are here to stay as a serious asset class due to factors such as growing distrust in fiat currencies and the younger generation's preference for digital advances. The report also notes that Bitcoin is still a relative